Best Nickel Alternatives in 2026
Updated
20 platforms from ACH payment processing software ranked against Nickel on the same published basis.
- 1Nickel vs OpenACH
- 2Nickel vs ACHPAY.AI
- 4Nickel vs Plaid
- 5Nickel vs ACH Processing Company
- 6Nickel vs ACH Payments
- 7Nickel vs GoACH
- 8Nickel vs PayJunction ACH Payment Processing
- 9Nickel vs Checkbook.io ACH API
- 10Nickel vs Helix ACH
- 11Nickel vs Increase ACH
- 12Nickel vs Profituity
- 13Nickel vs Rotessa
- 14Nickel vs Stripe ACH Direct Debit
- 15Nickel vs Stryd
- 16Nickel vs ACHQ
- 17Nickel vs Paymentus
- 18Nickel vs Authorize.net
- 19Nickel vs First ACH API
- 20Nickel vs GoCardless Bank Account Data
- 21Nickel vs Dwolla
Nickel alternatives compared
| # | Platform | Score | Free plan | From | Runs on |
|---|---|---|---|---|---|
| 1 | OpenACH | 7.2 | Free plan | Free | Android, API, iOS, self-hosted, Web |
| 2 | ACHPAY.AI | 7.1 | No | — | API, Web |
| 4 | Plaid | 6.8 | No | — | Android, API, iOS, Web |
| 5 | ACH Processing Company | 6.5 | No | — | API, Web |
| 6 | ACH Payments | 6.3 | No | $0.35/mo | API, Web |
| 7 | GoACH | 6.3 | No | — | API, Web |
| 8 | PayJunction ACH Payment Processing | 6.3 | No | $0.75/mo | API, Browser, iOS, Web |
| 9 | Checkbook.io ACH API | 6.2 | No | $2,000/mo | API, Web |
| 10 | Helix ACH | 6.2 | No | — | Web |
| 11 | Increase ACH | 6.2 | No | — | API, Web |
| 12 | Profituity | 6.2 | No | $10/mo | API, Web |
| 13 | Rotessa | 6.2 | No | $0.35/mo | API, Mac, Web, Windows |
| 14 | Stripe ACH Direct Debit | 6.2 | No | — | API, Web |
| 15 | Stryd | 6.1 | No | $200/mo | API, Web |
| 16 | ACHQ | 5.9 | No | $39/mo | API, Web |
| 17 | Paymentus | 5.8 | No | — | Web |
| 18 | Authorize.net | 5.7 | No | $25/mo | Web |
| 19 | First ACH API | 5.7 | No | — | Web |
| 20 | GoCardless Bank Account Data | 5.5 | No | — | Web |
| 21 | Dwolla | 5.2 | No | — | Web |
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Questions about Nickel alternatives
What is the best alternative to Nickel?
OpenACH, number 1 in ACH payment processing software with a score of 7.2 out of 10. The others here: ACHPAY.AI, Plaid, ACH Processing Company and 16 more.
What is the best free alternative to Nickel?
OpenACH is the best-ranked alternative with a free plan. 1 of the 20 alternatives here publish a free plan on their own pricing pages.
How are these alternatives ranked?
Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on.