Qapital

6.8easy start · #16of 17
in Automated Savings Apps

Free to practise onno
Free trialyes
Well documentedyes
Runs where you workno

Runs on Android, iOS. Paid plans from $3/mo.

Qapital is ranked #16 of 17 in automated savings apps on The Geeks Club. It runs on Android, iOS. There is no free plan. A free trial is offered. Paid plans start at $3/mo.

Qapital plans and pricing

All plans

Basic $3/mo monthly Unlimited personalized savings goals · automated savings rules · shared goals with a partner qapital.com · 5 Oct 2026

Complete $8/mo monthly Basic benefits · investment portfolios · Visa debit card · personalized insights · VIP customer support qapital.com · 5 Oct 2026

Premier $12/mo monthly Basic and Complete benefits · additional investment portfolios tailored to goals qapital.com · 5 Oct 2026

Compared on automated savings apps

Free plan: No
Paid from: $3/mo
Card roundups: Yes
Scheduled transfers: Yes
Custom savings rules: Yes
Interest on savings: Yes
Withdrawal method: manual

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The record

Product: Qapital combines automated saving, investing, budgeting, and debt management tools in one place.
Saving: Users can create personalized savings goals, track progress, and choose from more than 15 automatic saving methods.
Investing: Qapital recommends an investment plan based on a user’s target amount, timeline, and risk level, with options to add money automatically.
Budgeting: Users can split portions of their paycheck among expenses, savings, investments, and spending, and can adjust settings or pause deposits.
Shared finances: Dream Team lets partners share goals and choose whether to share balances and transaction histories.
Account integration: Qapital uses Plaid to link external financial accounts, including bank accounts and credit cards.
Security: Qapital says it uses SSL and TLS encryption, multi-factor authentication, regular server vulnerability scans, and identity protections including passcode and fingerprint access.
Security examination: Qapital says it has successfully completed an independent SOC 2 Type I examination.
Deposit coverage: Funds held at Qapital’s member-FDIC partner banks are insured up to $250,000 under federal regulations.
Financial providers: Qapital Save and Spend accounts and its debit card are provided or issued by Lincoln Savings Bank, while investment advisory services are provided by Qapital Invest, LLC.
Trial and billing: The 30-day trial costs $0; Qapital says it deducts a monthly membership fee after the trial ends and a bank account is connected.
Support: Qapital lists [email protected] for security questions and says Complete’s annual plan includes faster access to live agents and priority support.
Audience and origin: Qapital describes itself as a remote-first company with roots in Stockholm and New York and says it was founded in 2013.
Founded: 2013
Price from: $3/mo

Where it ranks on The Geeks Club

Best Automated Savings Apps in 2026#16 of 17

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Sources

qapital.com· checked 5 Oct 2026
qapital.com/saving/· checked 5 Oct 2026
qapital.com/invest/· checked 5 Oct 2026
qapital.com/budget/· checked 5 Oct 2026
qapital.com/dream-team/· checked 5 Oct 2026
help.qapital.com/en/articles/10245162-add-an-external-ba· checked 5 Oct 2026
qapital.com/security· checked 5 Oct 2026
qapital.com/pricing· checked 5 Oct 2026
qapital.com/about-us/· checked 5 Oct 2026