Tunzi

6.9easy start · #13of 17
in Automated Savings Apps

Free to practise onyes
Free trialno
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web.

Tunzi is ranked #13 of 17 in automated savings apps on The Geeks Club. It runs on Android, iOS, Web. There is a free plan.

Tunzi plans and pricing

All plans

Tunzi Free Free to use · no monthly charge or maintenance cost · withdrawal fees apply tunzi.money · 7 Oct 2026

Compared on automated savings apps

Free plan: Yes
Card roundups: No
Custom savings rules: Yes
Interest on savings: Yes
Withdrawal method: manual

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The record

Purpose: Tunzi is a mobile based savings and investment app that uses goals, behavioral psychology, and gamification to help people save through mobile money.
Personal goals: Users can create and customize personal goals, set reminders, and track progress against a target.
Group savings: Groups support 2 to 15 members, and every member must approve a group withdrawal before it is processed.
Saving rules: The app offers Quick Save, Round down, Save on Spend, and a 52 week savings challenge.
Investment returns: The FAQ states that Quick Save and normal goals earn 6% per year, while locked goals and the 52 week challenge earn 8% per year, with interest distributed daily.
Withdrawal fees: Tunzi says the app is free to use and lists withdrawal fees ranging from RWF 200 to RWF 1,000 for transaction ranges from RWF 500 to RWF 1,000,000.
Withdrawal timing: Withdrawal requests are usually processed within 48 hours, excluding weekends and public holidays.
Mobile money: The terms define MOMO as the MTN mobile money payment channel and say withdrawals are sent to the user's linked mobile number through MTN mobile money.
Custody and fund manager: Tunzi says deposited funds are held in a custody bank and investments are handled by fund manager partner BK Capital.
Regulatory status: Tunzi states that it is authorized by Rwanda's Capital Markets Authority to offer its investment platform.
Privacy and data: The privacy policy says Tunzi may access contacts and MTN mobile money messages with permission, and stores personal data on Google Cloud servers.
Security: Tunzi describes its app security as bank grade; its privacy policy says internet transmission is not completely secure and Tunzi cannot guarantee data security outside its direct control.
Support: The FAQ directs users to the in-app help button for WhatsApp support and lists [email protected] as a contact email.
Eligibility: The terms require users to be at least 18 years old and legally able to enter binding contracts.
Price from: Free

Where it ranks on The Geeks Club

Best Automated Savings Apps in 2026#13 of 17

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Sources

tunzi.money/faqs· checked 7 Oct 2026
tunzi.money/terms-and-conditions· checked 7 Oct 2026
tunzi.money/privacy-policy· checked 7 Oct 2026
tunzi.money· checked 28 Sept 2026