Best Virtual Terminal Software in 2026
Updated
In short: Dojo is ranked #1 of 28 as of 4 October 2026, ahead of PayPal Invoicing and myPOS Virtual Terminal MO/TO. The best-ranked option with a free plan is PayPal Invoicing. The lowest first paid tier on this page is SumUp Invoices at £7/mo.
When you need to take payments remotely, compare the transaction options and related account features each virtual terminal lists. Payment methods and currency support indicate what kinds of payments are covered; invoices, recurring payments, and refunds offer other capabilities to weigh. Customer records may matter for keeping transaction details associated with buyers, while supported platforms show where the service is listed as available. Check free-plan availability and paid-from pricing as part of the cost comparison. Dojo, PayPal Invoicing, and myPOS Virtual Terminal MO/TO are among the options to consider for your payment workflow.
28 virtual terminal software ranked on what their makers publish — plans and prices, free tiers, platforms and the facts on their own pages.
Virtual Terminal Software, ranked on how quickly a newcomer can get going. 6 of the 25 on this page can be tried for free.
- 1 DojoPaid from % 11.99/mo
- Free to practise on: yes
- Free trial: yes
- Well documented: yes
- Runs where you work: yes
- 2 PayPal InvoicingFree plan
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 3 myPOS Virtual Terminal MO/TOFree plan
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 4 SwipeSimple
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 5 HelcimFree plan
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 6 SumUp InvoicesPaid from £7/mo
- Free to practise on: yes
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 7 NMI
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 8 GivePayments Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 9 Heartland RetailPaid from $89/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 10 Cashflows Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 11 Payline Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 12 Redde Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: yes
- 13 PayJunction Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 14 EBizCharge Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 15 Blackbaud Merchant Services Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 16 Fluid Pay Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 17 Moneris Merchant Resource Center
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 18 STEPpay Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 19 Argent Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 20 CoreGateway Virtual TerminalPaid from $15/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: yes
- Runs where you work: not on record
- 21 Paymentsense Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: yes
- 22 Worldpay 360 Hospitality
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: yes
- 23 Authorize.netPaid from $25/mo
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 24 Chase Orbital Virtual Terminal
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: not on record
- 25 Global Payments
- Free to practise on: not on record
- Free trial: not on record
- Well documented: not on record
- Runs where you work: yes
Is your platform on this list?
Numbered spots on this list can be sponsored. They are labelled, and the editorial order and scores never change for payment.
Questions about this list
Which virtual terminal software is ranked first on The Geeks Club?
Dojo is ranked #1 of 28 with a score of 7.9. PayPal Invoicing is second and myPOS Virtual Terminal MO/TO third.
How many of these have a free plan?
5 of the 25 on this page publish a free plan on their own pricing pages.
Which is the cheapest paid option?
On this page, SumUp Invoices has the lowest first paid tier we found: £7/mo.
How is this list ranked?
Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on. Paid placements never change a rank.