Addi

6.5easy start · #16of 26
in Buy Now, Pay Later Platforms

Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web.

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Addi is ranked #16 of 26 in buy now, pay later platforms on The Geeks Club. It runs on Android, iOS, Web.

Addi plans and pricing

All plans

Cupo 1 to 6 installments · 3 installments at 0% interest for eligible customers co.addi.com · 7 Oct 2026

Crédito Grande 6 to 24 installments · for a single purchase co.addi.com · 7 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannel
Repayment terms: 1 to 6 installments; 6 to 24 installments
Merchant platforms: Jumpseller, Shopify, WooCommerce, Magento, Tienda Nube, Sumer, VTEX, Prestashop
Merchant settlement: scheduled
Consumer regions: Colombia
Merchant dashboard: Yes

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The record

What it does: Addi provides consumer credit that lets customers buy now and pay in installments.
How to apply: Customers can apply digitally through the app using their national ID and WhatsApp.
Where to use it: Customers can use Addi in physical stores, online stores, and Addi's marketplace.
Marketplace: The Addi app marketplace offers purchases from more than 1,600 partner merchants.
Repayment options: Customers can pay installments through PSE, Nequi, or cash.
Merchant integrations: Merchants can add Addi's widget and checkout to an ecommerce store or social media and create payment links.
Merchant portal: The Addi merchant portal supports sales and payment management, reports, and payment link generation.
Merchant fees: The merchant page says there are no monthly fees and merchants pay when they sell with Addi.
Interest rates: For October 2026, consumer credit rates range from 0% E.A. to 28.49% E.A. based on customer risk profile, and 0% offers are subject to eligibility.
Other credit costs: Optional FGA guarantee fees range from 0% to 20% plus VAT, depending on purchase amount and customer profile.
Data privacy: Addi's personal data policy says it is issued under Colombian Laws 1266 of 2008 and 1581 of 2012 and related regulations.
Fraud guidance: Addi says it never asks customers to share passwords or codes and warns that no one should charge money to activate a credit limit.
Merchant support: Addi says merchant support is available every day from 8 a.m. to 9 p.m.
Intended users: Addi serves consumers buying in installments and merchants that want to offer installment credit at checkout.

Where it ranks on The Geeks Club

Best Buy Now, Pay Later Platforms in 2026#16 of 26

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Sources

co.addi.com· checked 7 Oct 2026
co.addi.com/creditos· checked 7 Oct 2026
co.addi.com/app· checked 7 Oct 2026
co.addi.com/aliados· checked 7 Oct 2026
co.addi.com/tasas-tarifas· checked 7 Oct 2026
co.addi.com/pp· checked 7 Oct 2026
co.addi.com/evita-fraude· checked 7 Oct 2026
co.addi.com/sobre-addi· checked 7 Oct 2026