FLOA

6.5easy start · #18of 26
in Buy Now, Pay Later Platforms

Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web. Paid plans from €1.25/mo.

FLOA is ranked #18 of 26 in buy now, pay later platforms on The Geeks Club. It runs on Android, iOS, Web. Paid plans start at €1.25/mo.

FLOA plans and pricing

All plans

Carte Cdiscount €1.25/mo 1,25 € /mois Carte de crédit associée à un crédit renouvelable, sous réserve d’acceptation floa.com · 9 Oct 2026

Carte Gold €4.50/mo 4,50 € /mois Cotisation offerte la 1ère année; carte de crédit associée à un crédit renouvelable, sous réserve d’acceptation floa.com · 9 Oct 2026

Compared on buy now, pay later platforms

Checkout channels: omnichannel
Repayment terms: 3X, 4X, 10X or more
Merchant platforms: Magento, PrestaShop, WooCommerce, Shopify, Adobe Commerce
Consumer regions: France, Spain, Italy, Portugal, Belgium

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The record

What it offers: Floa offers consumer financing and payment services, including installment payments, loans, bank cards, and insurance.
Installments: Customers can pay in 3, 4, 10, 12 times and more, online or in stores, subject to the applicable offer and eligibility.
Merchant network: Floa says its installment payment service is available at more than 20,000 merchants, online and in stores.
Mobile app: The Floa app lets customers request financing, manage services, and spread payments from their mobile device.
App platforms: Floa directs customers to download its app from the App Store or Google Play Store.
Virtual assistant: Eva, Floa’s virtual assistant, answers questions 24 hours a day.
Card features: The cards offer credit and payment options; the Gold card includes travel and purchase protections, while the Cdiscount card offers cashback on eligible purchases.
Security: Floa says customer data and payments are protected with encryption and strong authentication.
App authentication: The app supports strong authentication for online payments and sensitive operations, with optional biometric login.
Support: Floa provides help through its FAQ, customer contact channels, and the Eva assistant in the app.
Credit eligibility: Credit and card credit facilities are subject to Floa accepting the customer’s application.
Company history: Floa says it was founded in 2001 at the initiative of Groupe Casino.
Founded: 2001
Headquarters: Bordeaux, France
Price from: €1.25/mo

Where it ranks on The Geeks Club

Best Buy Now, Pay Later Platforms in 2026#18 of 26

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Sources

floa.com· checked 9 Oct 2026
floa.com/faq· checked 9 Oct 2026
floa.com/mastercard/gamme-cartes· checked 9 Oct 2026
floa.com/espace-client/appli· checked 9 Oct 2026
floa.com/actu/nos-actus/2011-2020-innovation-flo· checked 9 Oct 2026