Oney provides payment, consumer credit, insurance, and fraud-prevention solutions for retailers and their customers. Merchant payment options include Paylater, deferred payment, card payments in 3, 4, 6, 10, or 12 installments, and financing for up to 60 months. It supports marketplaces, web and mobile, click and collect, stores, remote payment, and C2C sales. Merchants can connect through Oney's API or through payment service provider, content management system, and software provider partners; its CMS documentation covers PrestaShop, Magento 2, and Salesforce. Oney says merchant funds are paid within 48 hours and that it covers fraud and non-payment risk, subject to stated exceptions. Customer fees on the three-installment option are capped at €30, and those on the four-installment option at €60. The company lists a merchant dashboard and partner support six days a week, with email replies by the next day. Oney is headquartered in Croix, France, and says it was created in France in 1983. Pricing for merchant solutions is available on request.
Who it is for
Oney suits retailers seeking payment, credit, insurance, or fraud-prevention options across online, in-store, and other sales channels. Its listed integrations and sector coverage may be relevant to merchants in areas such as home, health, technology, sport, mobility, and travel.
What is good
- Supports installment payments and financing up to 60 months.
- Offers API and partner-based integration routes.
- Lists PrestaShop, Magento 2, and Salesforce support.
- Merchant funds are paid within 48 hours, subject to terms.
What to know first
- Merchant pricing is available on request.
- Customer fees apply to three- and four-installment options.
- Documented CMS platforms are limited to three named systems.
Verdict
Oney combines payment options with credit, insurance, and fraud-prevention services for retailers. Merchants should request pricing and review the stated exceptions to risk coverage before selecting a solution.
Compared on buy now, pay later platforms
- Free plan
- Yes
- Checkout channels
- omnichannel
- Repayment terms
- 3, 4, 6, 10, and 12 installments; financing up to 60 months
- Merchant platforms
- PrestaShop, Magento 2, Salesforce
- Consumer regions
- France, Italy, Portugal, Spain, Romania, Belgium, Netherlands, Germany
- Merchant dashboard
- Yes
