PayJunction Virtual Terminal

PayJunction Virtual Terminal is ranked #23 of 68 in payment processing software on The Geeks Club. It runs on API, Browser extension, Web. There is no free plan.

PayJunction Virtual Terminal plans and pricing

All plans

Standard Not published Card Rates: as low as 1.49% + $0.15; ACH: as low as 0.75% Additional fees may apply payjunction.com · 30 Sept 2026

Surcharge Not published Credit Cards: as low as 0%*; PIN Debit: Fees Apply; ACH: as low as 0.75% Surcharge eligibility exclusions apply; additional fees may apply payjunction.com · 30 Sept 2026

Enterprise Not published Custom: Submit Statements Submit statements for a competitive rate analysis payjunction.com · 30 Sept 2026

Compared on payment processing software

Free plan: No
Payment methods: cards and bank payments

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PayJunction Virtual Terminal

Product: PayJunction describes its Virtual Terminal as a browser-based platform for real-time access, faster payments, reconciliation and reporting.
Remote invoices: Businesses can create and send electronic invoices by email or text, and customers pay through a hosted form on their own device.
Invoice tracking: Approved invoices show as paid in the Virtual Terminal, and electronic receipts are sent to the business and customer.
Customer records: The Virtual Terminal’s Customers feature stores customer details and supports card updates, refunds, transaction history and recurring payment schedules.
Recurring billing: PayJunction says its Virtual Terminal supports recurring card and ACH payments on a chosen schedule after setup and customer authorization.
Integrations: PayJunction offers a no-code integration for SaaS applications through a Chrome browser extension and also provides a REST API for payment integrations.
Browser access: PayJunction says invoices can be managed by logging in from any browser-connected device.
Security: PayJunction states that it is Level 1 PCI compliant and uses TLS 1.2 with 256-bit encryption for processing.
Support: PayJunction lists phone support at 800-601-0230, extension 3, and accepts support requests through its help center.
Pricing terms: The pricing page says service is month to month, has no long-term contracts or cancellation fees, and may have additional fees.
Notable limits: PayJunction states that debit cards, ACH, refunds and some sales taxes are not eligible for its surcharge option.
Company: PayJunction says it has operated since 2000 and lists its headquarters at 1903 State Street, Santa Barbara, California 93101.
Founded: 2000
Headquarters: 1903 State Street, Santa Barbara, CA 93101, United States

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Where it ranks on The Geeks Club

Best Payment Processing Software in 2026#23 of 68
Best Virtual Terminal Software in 2026#13 of 28

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Sources

payjunction.com/payments/· checked 30 Sept 2026
payjunction.com/payments/electronic-invoices.html· checked 30 Sept 2026
support.payjunction.com/hc/en-us/articles/213723537-How-Do-I-Vi· checked 30 Sept 2026
blog.payjunction.com/recurring-payment-processing· checked 30 Sept 2026
payjunction.com/payments/no-code-payments-integration.h· checked 30 Sept 2026
support.payjunction.com/hc/en-us/articles/211726437-Is-PayJunct· checked 30 Sept 2026
support.payjunction.com/hc/en-us· checked 30 Sept 2026
payjunction.com/payments/pricing.html· checked 30 Sept 2026
payjunction.com/payments/about.html· checked 30 Sept 2026