PhonePe

8.0easy start · #6 of 81
in Money Transfer Apps

Free to practise onyes
Free trialnot on record
Well documentedyes
Runs where you worknot on record

Runs on Android, iOS.

PhonePe is ranked #6 of 81 in money transfer apps on The Geeks Club, made by PhonePe (Bengaluru, Karnataka, India). It runs on Android, iOS. There is a free plan.

PhonePe plans and pricing

All plans

Standard Plan Free Zero hidden charges · Zero setup fee · Zero annual maintenance fee · *T&C Apply phonepe.com · 3 Oct 2026

Enterprise Plan Not published Personalised pricing plans for high-volume businesses · Priority onboarding · Dedicated account manager phonepe.com · 3 Oct 2026

Compared on money transfer apps

Free plan: Yes

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The record

Recipient methods: bank
Transfer speed: instant
Mobile platforms: both
Upfront fee display: Yes
Transfer tracking: Yes
Scheduled transfers: Yes
Digital payments: PhonePe lets users transfer money, scan and pay, check balances, manage payment needs, and pay bills.
Payments and recharges: Users can send money to a UPI ID, mobile number, or bank account, pay utility bills, and recharge mobile, DTH, FASTag, Google Play, and Apple Store balances.
Financial services: PhonePe offers financial services including insurance, lending, and wealth, alongside its digital payments platform.
Travel: PhonePe says users can book flights, hotels, cabs, and metro tickets, buy bus and train tickets, and recharge FASTag.
International UPI: PhonePe says users can make UPI payments at select merchants in Singapore, UAE, Nepal, Sri Lanka, Bhutan, and Mauritius.
Merchant gateway: The PhonePe Payment Gateway supports UPI, credit and debit cards, and net banking, and its pricing page names Shopify and WooCommerce integrations.
Gateway pricing: The pricing page lists a Standard Plan as “Free*” with zero setup and annual maintenance fees, and Enterprise pricing as custom for high-volume businesses.
Gateway tools: The gateway page lists payment links, UPI AutoPay, standard checkout, international payments, dynamic QR, device tokenization, and quick checkout.
Price from: Free

Where it ranks on The Geeks Club

Best Money Transfer Apps in 2026#6 of 81
Best Digital Wallet Apps in 2026#6 of 44
Best Peer-to-Peer Payment Apps in 2026#3 of 24

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Sources

phonepe.com· checked 20 Sept 2026
phonepe.com/payments/· checked 3 Oct 2026
phonepe.com/about-us/· checked 3 Oct 2026
phonepe.com/business-solutions/payment-gateway/pric· checked 3 Oct 2026
phonepe.com/trust-and-safety/· checked 3 Oct 2026
phonepe.com/app-download/· checked 3 Oct 2026
phonepe.com/press/phonepe-raises-growth-funds-at-a-· checked 3 Oct 2026