PicPay

8.0easy start · #8 of 82
in Money Transfer Apps

Free to practise onyes
Free trialnot on record
Well documentedyes
Runs where you workyes

Runs on Android, iOS, Web.

PicPay is ranked #8 of 82 in money transfer apps on The Geeks Club, made by PicPay (São Paulo, Brazil). It runs on Android, iOS, Web. There is a free plan.

PicPay plans and pricing

All plans

PicPay Conta Digital Free Digital account · 102% of CDI on business days · Pix and bill payments · card subject to request picpay.com · 7 Oct 2026

PicPay Empresas account Free Digital business account · Pix transfers and receipts without fees in specified modes picpay.com · 7 Oct 2026

Compared on money transfer apps

Free plan: Yes
Transfer speed: instant
Exchange-rate model: markup
Mobile platforms: both
Transfer tracking: Yes
Scheduled transfers: Yes

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The record

What it does: PicPay describes itself as a financial ecosystem offering accounts, payments, credit, investments, insurance and cards for individuals and businesses.
Business payments: PicPay Empresas offers a card reader, payment links, PicPay Tap and boleto payment options for businesses.
Pix features: The consumer account page lists scheduled Pix, Pix by WhatsApp and contactless Pix using Google Pay.
Installments: The account page says users can split Pix and boleto payments into up to 12 installments on any card, or up to 36 installments with PicPay Parcela.
Card: PicPay describes its card as debit and credit, managed in the PicPay app, and advertises it without an annual fee.
Savings: The consumer account page says balances earn 102% of CDI on business days and offers Cofrinhos for saving toward goals.
Security: The account page lists Seguro Mode, hidden balances and investments, device passcode access, geolocation and identity validation as security features.
Business sales tools: PicPay Smart combines order management, inventory control and payment acceptance in one device.
Business limits: PicPay says retaining zero machine rental fees may depend on meeting a monthly card transaction volume of at least R$5,000 per contracted device; otherwise it states a monthly rental charge of R$49.90.
Support: PicPay directs customers to its online Help Center for questions and customer support.
Business audience: PicPay Empresas presents its account and sales services for companies and says it can promote a business to up to 70 million PicPay customers.
Company history: PicPay says it was founded in Vitória, Espírito Santo, and its official code of conduct states it was founded in 2012.
Founded: 2012
Headquarters: São Paulo, Brazil
Price from: Free

Where it ranks on The Geeks Club

Best Money Transfer Apps in 2026#8 of 82
Best Peer-to-Peer Payment Apps in 2026#5 of 24

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Sources

picpay.com/pt-br/institucional· checked 7 Oct 2026
picpay.com/pt-br/pj· checked 7 Oct 2026
picpay.com/pt-br/pf/conta-digital· checked 7 Oct 2026
picpay.com/pt-br/pj/maquininha· checked 7 Oct 2026
picpay.com· checked 28 Sept 2026