Splitwise

6.9easy start · #101 of 181
in Personal Finance Software

Free to practise onyes
Free trialnot on record
Well documentedyes
Runs where you workyes

Runs on Android, api, iOS, Web.

Splitwise is ranked #101 of 181 in personal finance software on The Geeks Club, made by Splitwise (Providence, Rhode Island, USA). It runs on Android, API, iOS, Web. There is a free plan.

Splitwise plans and pricing

All plans

Individual + Trip Pass Not published All Splitwise Pro features · One annual Trip Pass kb.splitwise.com · 20 Sept 2026

Duo + Trip Pass Not published 2 people kb.splitwise.com · 20 Sept 2026

Monthly subscription Not published All Splitwise Pro features kb.splitwise.com · 20 Sept 2026

Free Free Shared expenses and balances · groups and friends · equal or unequal splits · recurring expenses · offline mode · cloud sync · unlimited expenses splitwise.com · 30 Sept 2026

Splitwise Pro Not published Unlimited expenses · transaction import (US only) · currency conversion · charts and graphs · receipt scanning and itemization · expense search · default split settings · no ads splitwise.com · 30 Sept 2026

Compared on personal finance software

Free plan: Yes
Split payments: Yes
Payment requests: Yes
International transfers: No
Cash-out fee model: variable

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The record

Purpose: Splitwise organizes shared expenses and IOUs so friends, family, housemates, and trip groups can track who owes whom.
Splits: Users can split expenses equally or unequally, including by percentage or shares.
Debt simplification: The service calculates total balances and can simplify debts among group members.
Offline and sync: The feature list includes offline mode and cloud sync.
Currencies: The site lists support for 100+ currencies, and Pro offers currency conversion using current foreign exchange rates.
Payments: Splitwise lets users record cash or online payments, and its US-only Splitwise Pay wallet supports sending payments to friends.
Integrations: Pro transaction import connects a credit or debit card to show recent purchases for splitting, and the site says this feature is currently available only in the US.
API: Splitwise provides a third-party API that other applications can use to access a user's account data with the user's authorization.
Privacy: Expenses are not public, and details are visible to the friends or group members with whom the user shares them.
Security: Splitwise says it uses technical and administrative security measures, including encryption techniques and authentication procedures, to protect online sessions.
Support: Splitwise lists email support and says it aims to reply to most support requests within one business day.
Notable limit: Splitwise says its expense, IOU, debt, and payment entries are informal records and are not legally binding.
Who can use it: Splitwise says its service is not for children under 13.
Founded: 2011
Price from: Free

Where it ranks on The Geeks Club

Best Personal Finance Software in 2026#101 of 181
Best Peer-to-Peer Payment Apps in 2026#2 of 24

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Sources

splitwise.com/about· checked 30 Sept 2026
splitwise.com· checked 30 Sept 2026
splitwise.com/pay· checked 30 Sept 2026
splitwise.com/pro· checked 30 Sept 2026
dev.splitwise.com· checked 30 Sept 2026
splitwise.com/privacy· checked 30 Sept 2026
splitwise.com/contact· checked 30 Sept 2026
splitwise.com/terms· checked 30 Sept 2026
kb.splitwise.com/pro/what-is-splitwise-pro· checked 20 Sept 2026