Best Guac Alternatives in 2026

Updated October 2026

16 platforms from automated savings apps ranked against Guac on the same published basis.

Guac alternatives compared

#	Platform	Score	Free plan	From	Runs on
2	Chip	7.7	Free plan	£5.99/mo	Android, iOS
3	Plum	7.7	Free plan	€3.99/mo	Android, iOS
4	Spave	7.6	Free plan	Free	Android, iOS
5	Betterment	7.3	Free plan	$0.05/mo	Android, iOS, Web
6	finbee	7.3	Free plan	¥250/mo	Android, iOS
7	Piggo	7.2	Free plan	Free	Android, iOS, Web
8	PiggyVest	7.2	Free plan	Free	Android, iOS, Web
9	SavingsBox	7.2	Free plan	$4.99/mo	Android, iOS, Web
10	Goin	7.1	Free plan	€1.33/mo	Android, Browser, iOS
11	Nebo	7.0	Free plan	Free	Android, API, iOS
12	PayDay	6.9	Free plan	Free	Android, iOS, Web
13	Tunzi	6.9	Free plan	Free	Android, iOS, Web
14	Albert	6.8	No	$19.99/mo	Android, iOS, Web
15	Amini	6.8	Free plan	Free	Android, iOS
16	Qapital	6.8	No	$3/mo	Android, iOS
17	Raiz	6.3	No	A$2.50/mo	Android, iOS, Web

Make your platform an alternative to Guac

The sponsored alternative slot on this page is labelled Sponsored.

What is the best alternative to Guac?

Chip, number 2 in automated savings apps with a score of 7.7 out of 10. The others here: Plum, Spave, Betterment and 12 more.

What is the best free alternative to Guac?

Chip is the best-ranked alternative with a free plan. 13 of the 16 alternatives here publish a free plan on their own pricing pages.

How are these alternatives ranked?

Ranked on how quickly a newcomer can get going: documentation depth, a free tier or trial, and the platforms it runs on.